As we celebrate Women’s Day in 2023, it’s important to highlight how women can take control of their finances and empower themselves financially. One such way is by choosing the best credit card for their needs.
Credit cards can be a valuable financial tool, allowing women to make purchases, build credit, earn rewards, and make occasional big-ticket purchases. However, with many options, deciding which is right for you can take time and effort. Here are some of the best credit card for women’s in 2023.
Top 5 best Credit Cards for Women’s.
- Chase Sapphire Preferred Card
- HDFC Solitaire Credit card
- Kotak Silk Inspire Card
- RBI Monthly Treat Card
- SBI Simplyclick Card
Chase Sapphire Preferred Card:
This card is a great option for women who love traveling. It has ultra-premium travel rewards that blow your mind as it offers valuable rewards in the worldwide acceptance and travel protection that helps you to travel easily.
What travel rewards will you receive?
The sign-up bonus is when you sign up with this Chase Sapphire Preferred Card and have the bonus earning on travel, dining, and online grocery purchase. This you will earn 3 points per dollar spent on dining out.
You will earn 5 points on the travel purchased, and it includes the various category which are:
- Hotel stays
- Travel agencies
- Parking etc
It will give you a 10% point bonus every year on your total purchase that year.
The Chase Sapphire Card makes it more favorite among travelers in the high point redemption value when you cash in points for travel through the card rewards.
This is great for women who make great options for international travel.
HDFC Solitaire Credit Card:
This card has a good package for women as it has many benefits, which you can avail of in the 2500 rewards points from the onwards year.
It has the following features:
Milestone benefits: If you have spent yearly Rs. 75,000 with the card, you will get a voucher for Rs 1000.
Rewards Point: Every year, Rs 150 is spent, you will gain the three rewards, which will add to your shopping and grocery spending, and you will be rewarded.
Zero Liability on the loss of the card: If you lose the card, you do not carry Liability on fraudulent transactions when you report the bank immediately.
HDFC bank Solitaire Credit card has a many rewards points program which is on every purchase of Rs 150 then you will earn 3 rewards points, and on dining get 50% more rewards points.
Kotak Silk Inspire Card:
This card is for women to maximize financial indecency among women and have income proof without sanction against fixed deposits.
It has various benefits:
- Skill Inspire Shield
- Lifestyle Benefits
- Additional Cards
- Reward Points
Skill Inspire Shield: It inspires you to protect the insurance for the given card. If your card gets lost, you can cover up to Rs 75,000 against the transaction.
Lifestyle benefits: As Kotak shareholders, you can get attractive dining shopping on travel entertainment, which you check on the bank website.
Additional Cards: In this category, you can hold the primary card benefits you love at a nominal fee. You can set the spending limit on your card and track the spending.
Rewards Points: This bank member can earn up to 5x rewards points on every Rs 100 spent on the appraisals using the card.
RBI Bank Monthly Treat Credit card:
This bank comes with different offers and discounts monthly.
It has the following Benefits:
- Monthly Benefits
- Rewards Points Benefits
- Fuel Benefits
Monthly Benefits: If you spend Rs 3000 a month, you will receive a cashback of Rs 50, as you can get a cashback of 10% on grocery shopping; the maximum cashback will be Rs 100.
Rewards Points Benefits: For every spent of Rs 100, receive 1reward point but not on fuel purchase.
Fuel Benefits: The credit cards have a waiver on the fuel surcharge that will be given for each transaction, which is available on a minimum transaction of Rs 500 and a maximum of Rs 4000.
SBI SimplyClick Credit Card
You can save your spending with the SBI SimplyClick Credit card, a first-year fee, or the joining fee of Rs 499.
It has the following Features:
Rewards Points Benefits: From this, you earn one reward point for every Rs 100 on other spends.
You can get a reward of 10x the online purchase made on the partner stores like a clear trip, Bookmyshow, Lenskart, etc.
Milestone Rewards: This has a voucher of 2000 on each given annually online spent Rs 1 lakh and Rs 2 Lakh.
Annual Fee Wavier: You can spend Rs 1 Lac or more than SBI Simply credit card and get the annual fee will be waived.
Easy Money Facility: You can contact the SBI credit card customer care and order the bank draft anytime.
In this article it is discussed about the various credit cards option, you can easily take an advantage of it.
Frequently Asked Credit
Q1. Can a homemaker apply and get a credit card?
Yes, it is possible to have a credit card for the housewife. Banks have a fixed deposit through which you can apply for a credit card.
Q2. What are the benefits women can get from the HDFC Solitaire Credit card?
From the HDFC credit card, women can get Rs 150 on every spend and three reward points.
Q3. Do women get an annual fee waiver on the SBI Simply Click credit card?
Yes, the women get an annual fee waiver on annual spending exceeding Rs 1 lakh.
Q4. Does the RBL Bank credit card offer reward points?
Yes, the RBL Bank credit card has 2000 reward points that can be gifted to users of credit cards.